Layered taco dip is a tasty appetizer—perfect for parties, game day, or a fun twist on taco night. This easy recipe features seasoned ground beef, refried beans, shredded cheese, and your favorite toppings.
Heat the oil in a large, non-stick skillet over medium-high heat. When the oil is hot but not smoking, add the ground beef, chili powder, salt, garlic powder, onion powder, cumin, and black pepper. Stir to combine and spread into an even layer. Cook for 2–3 minutes without stirring.
Stir, breaking up any large pieces, and continue cooking for another 2–3 minutes until browned. Stir occasionally.
Add the tomato sauce and beef broth. Stir well to combine. Lower the heat to medium-low, cover the skillet, and simmer for 15–20 minutes, stirring occasionally.
The meat mixture should be saucy, not soupy. If it has too much liquid, uncover and let it simmer for a few minutes, stirring occasionally, until it thickens.
Assemble the dip
Spread the refried beans in an oven-safe dish. Options include three small (7x5-inch) baking dishes, an 8–10-inch skillet, a pie plate, a shallow casserole dish, or several gratin dishes. Ensure the dish is oven-safe.
Evenly spread the taco meat over the refried beans. If the mixture isn't hot, cover with foil and bake for about 20 minutes to heat through.
Sprinkle shredded cheese evenly over the top. Add any toppings that benefit from heating, such as black olives or jalapeños.
Place in the preheated oven and bake for 10 minutes, or until the cheese is melted and the dip is warmed through.
Remove from the oven and top with fresh ingredients like diced tomatoes, cilantro, or green onions.
Serve warm with tortilla chips or your preferred dippers.
Notes
Use lean ground beef to avoid excess grease. We used ground sirloin (90–92% lean). Here’s a handy guide to ground beef lean-to-fat ratios:
If using canned refried beans, warm them first to make spreading easier. If making homemade refried beans, start them while the ground beef is covered and simmering.
Hand-shred the cheese if possible—it melts better than pre-shredded cheese.
If using multiple smaller baking dishes, divide the ingredients evenly to ensure consistent layers.